Harsh Roongta In Mumbai

Stories by Harsh Roongta In Mumbai

NPS and EPF should get same tax benefits

NPS and EPF should get same tax benefits

Rediff.com   14 Mar 2016

The 40 per cent exemption benefit is applicable only for employees.

Will tax simplification actually happen?

Will tax simplification actually happen?

Rediff.com   15 Feb 2016

The government has become used to accounting for TDS as its income even though it knows a significant portion needs to be returned as refund

Why tax sops under Section 54 are money-launderer's delight

Why tax sops under Section 54 are money-launderer's delight

Rediff.com   28 Dec 2015

Section 54 provides a tax-free method to convert unaccounted money into accounted money, says Harsh Roongta.

Will new base rate calculation help borrowers?

Will new base rate calculation help borrowers?

Rediff.com   7 Dec 2015

If you are one among the millions of existing borrowers who are paying a higher interest rate compared to new borrowers of the same bank, make your shift now, before prepayment charges make it more expensive.

Smart tips to curb overspending on your credit cards

Smart tips to curb overspending on your credit cards

Rediff.com   23 Nov 2015

When you pay by cash, the pain is the highest and when you pay by credit card, the pain is reduced considerably.

Why market crash is different this time

Why market crash is different this time

Rediff.com   31 Aug 2015

When the bull run begins its march again, it will really be different!

Should you invest directly outside India?

Should you invest directly outside India?

Rediff.com   22 Jun 2015

The average rate of rupee depreciation vis--vis the dollar over the last 20 years is around 3.50 per cent per annum

Few tips for investing in real estate monetisation schemes

Few tips for investing in real estate monetisation schemes

Rediff.com   8 Jun 2015

Govt should take steps to monetise real estate investment schemes.

This New Year's Eve, change your life forever!

This New Year's Eve, change your life forever!

Rediff.com   29 Dec 2014

Act on your good intentions now. You have nothing to lose and everything to gain.

How credit cards transformed India's financial system

How credit cards transformed India's financial system

Rediff.com   20 Oct 2014

The idea was that despite some defaults the high rates would assure good profits.

Fixed-rate home loans are back -- should you take them?

Fixed-rate home loans are back -- should you take them?

Rediff.com   8 Sep 2014

Despite intermittent attempts by lenders to come out with fixed rate home loan products, the high interest rates (as compared to floating rate home loans) ensured that they were not considered as a real option by consumers.

Tax law penalises buyers for construction delay by builders

Tax law penalises buyers for construction delay by builders

Rediff.com   11 Aug 2014

At that time, nobody would have thought a construction period of three to four years would be grossly inadequate

Will National Pension Scheme go the EPF way?

Will National Pension Scheme go the EPF way?

Rediff.com   18 Mar 2014

The withdrawal right is hemmed by many conditions.

Banks will charge for better services

Banks will charge for better services

Rediff.com   24 Feb 2014

In an attempt to acquire consumers, banks have been providing a lot of technology-enabled services, which used to be offered free.

Should you buy online term plans with high claim rejection rates?

Should you buy online term plans with high claim rejection rates?

Rediff.com   16 Dec 2013

Online policies are cheap because there is no agent's fee involved, other administrative costs of the insurance company are lower and, most importantly, these use the latest statistics for calculating premia.

How to choose from multiple health insurance policies

How to choose from multiple health insurance policies

Rediff.com   17 Jun 2013

Group policies usually cover all pre-existing diseases and, therefore, the claim process and the cashless process are much easier.

How to build a better retirement kitty

How to build a better retirement kitty

Rediff.com   21 Jan 2013

The Employee Provident Fund (EPF) contribution should no longer be restricted to 12% of basic and dearness allowance, according to a recent circular.

Are public-sector 'wives' BETTER placed?

Are public-sector 'wives' BETTER placed?

Rediff.com   19 Nov 2012

There is a general perception that public sector banks treat their wives better as compared to their private sector counterparts.

You don't need insurance only when you die

You don't need insurance only when you die

Rediff.com   13 Aug 2010

Everyone thinks that they need insurance only when they die, but surprisingly, you need more insurance when you live. Surprised? Read on to know why.

How drunk driving affects your car insurance

How drunk driving affects your car insurance

Rediff.com   2 Apr 2010

Reading of the motor insurance policy documents and discussions with the general insurance companies seem to suggest that the affected third parties are eligible to be paid the damages despite the driver causing the accident while under the influence of alcohol.